2018 Market Review

After logging strong returns in 2017, global equity markets delivered negative returns in Euro terms in 2018. Common news stories in 2018 included reports on global economic growth, corporate earnings, record low unemployment in the US, the implementation of Brexit,...

New Year Resolution: Education funding plan for the kids

When building financial plans for families, we tend to find that educating children ranks highly on the list of priorities. The costs associated with primary and secondary school education will usually be funded from regular monthly household income. While there is a...

Risks of Owning a Single Stock

What do the following unrelated companies have in common? Amazon   Apple    Bank of Ireland CRH          Dell       Eli Lilly Google     Merck   Microsoft Pfizer       Smurfit  Tesco Firstly they are all household names and large employers in Ireland whose stock is...

Socially Responsible Investing

Doing Well and Doing Good?   Growing interest in the impact of fossil fuels on the global climate may spark questions about whether individuals can integrate their values around sustainability with their investment goals and, if so, how. As citizens, individuals...

Irish Budget 2019: What it means for you

Irish Budget 2019 – Main points The main takeaways from Budget ’19 in respect of personal finances are as follows: Personal Taxes Personal Income Tax rates have not changed. Tax bands have widened marginally so that a single earner now moves from the 20% rate to 40%...