Pensions for Company Directors

Company Pensions are one of the most tax efficient means of transferring profits into long-term personal wealth. Self-Administered Pension Plans (SSAP) are highly flexible retirement planning vehicles. They allow company directors to reduce both corporation and...

Exchange Traded Funds – A Brief Overview

ETFs: A Look under the bonnet First published in the FM Report Exchange Traded Funds (ETFs) are not new – first appearing as equity index trackers in the US during the 1990s, but they have ballooned in both number and size of assets in recent years. By the end of 2017...

Sailing with the Tides

Embarking on a financial plan is like sailing around the world. The voyage won’t always go to plan, and there’ll be rough seas. But the odds of reaching your destination increase greatly if you are prepared, flexible, patient, and well-advised. A mistake many...

What is a Family Financial plan, and why you need to have one

    One thing common to almost everyone we speak to, from busy medical professionals to those working in tech or pharma to business owners and beyond is that they are time poor. They are constantly busy managing careers and family. Very often they do not have a...

Ardbrack Financial – Newsletter December 2017

  As the year draws to a close, I would like to take the time to share some observations on market activity in 2017. It has been a largely uneventful year in terms of financial market shocks. The backdrop can be characterised by modest economic growth in...