by John McWey | Jan 20, 2023
The Background Pension legislation is constantly changing – tax relief limits, allowable contributions, retirement ages, eligible investment types, etc. European legislation transposed into Irish law in 2022 brought an abrupt end to the main pension planning route for...
by John McWey | Sep 14, 2017
The deadline for availing of 2016 personal tax relief is fast approaching on October 31st. Now is the ideal time to start or top-up your pension. This applies whether you are self-employed or a PAYE taxpayer. You could potentially reduce your tax bill or even get a...
by John McWey | Feb 8, 2017
Whether you qualify for the the State Pension (contributory) depends on a minimum number of PRSI contributions paid during your working life, and a minimum yearly average paid/credited contributions. This entitlement is not means-tested. The yearly average determines...
by John McWey | Dec 15, 2016
Dear Clients, Colleagues & Friends, As 2016 draws to a close it’s time to reflect on the year and look forward to 2017. This is the first in my quarterly newsletter series for Ardbrack Financial. Please feel free to circulate to anyone who might like to be...
by John McWey | Sep 23, 2016
Where does €100 cost just €60 ? Contributions made to an Irish pension may qualify for tax relief at 40% if you are a higher rate tax payer. Every €100 you save into a pension would cost you just €60, subject to limits based on your age and income. To benefit...
by John McWey | Sep 2, 2016
Bank deposit accounts are generally paying zero interest, and traditionally ‘risk free’ government bonds offer a negative yield. Is gold worth considering as a place to park cash? Why do people buy gold? Gold commentators will tell you it’s irresponsible not to own at...
